Notify Them When Youre Moving

One of your first steps, when you're getting ready to move, is to pick up a stack of change-of-address cards from the post office. Yes, old-fashioned go-by-snail post cards! You'll want to notify everyone in your address book and also.

accountant.

attorney.

charge card companies.

church or synagogue.

dentist.

doctor.

insurance companies.

magazines.

organizations you belong to.

schools.

social security administration.

voter registration.

and of course, the post office itself. It will forward first-class mail for one year. For parcels and publications, you must agree to pay additional postage.

You'll also want to leave your new address and phone number with the buyer of your home, so anything that gets lost in the shuffle can be forwarded to you promptly.

As you approach your moving date: Set up final readings on gas, electric and water meters. Check whether you made deposits, years ago, that should now be refunded.

Discuss with your insurance agent the amount of refund due on homeowners insurance you'll be cancelling. Refunds may also be due for unused portions of prepaid cable tv service or health club memberships.

Be sure to notify anyone who calls with regular service at your home pool or water maintenance, diaper service, pest control, home cleaners, landscapers.

Inquire about transfer of medical or school records.

Drive around town picking up dry cleaning, returning library books and emptying lockers.

Start preparing for your garage sale, driveway sale, moving sale or whatever they call it in your town. Movers charge by the pound. Get a ballpark figure of how much that might be, and you'll find it easier to decide if the battered baby stroller really has sentimental value, and whether it pays to take the refrigerator along.

Remember that you're going to have to go through all your belongings before you're done anyhow. Culling out the rejects will make the packing simpler. After the garage sale's over, you can phone a charity to have the leftovers picked up. (Be sure to save the receipts for tax-deductible contributions.)

And all that's before you've even interviewed movers or started packing!

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More than 40 states signed onto a proposed $25-billion deal with major mortgage servicers over faulty foreclosure practices. New York, Nevada and Delaware joined California in holding out for better terms.

More than 40 states signed onto a proposed $25-billion settlement with major mortgage servicers over faulty foreclosure procedures, but California, New York and other key states were still not among them.

California has until Monday to share in a multi-state deal with banks to obtain mortgage relief and reforms. Atty. Gen. Kamala Harris, who walked away from talks last year, says the door remains open.

With a Monday deadline at hand, California officials have resumed direct talks with the Obama administration about joining a multibillion-dollar, multi-state mortgage settlement with the nation's largest banks, a source said Sunday.

The talk show host pays $12 million for the 4,088-square-foot house with four bedrooms and four bathrooms. The ocean-view home sits on 1.26 bluff-top acres with beach access.

In one of the more talked-about transactions in town, actors Brad Pitt and Angelina Jolie have sold their Malibu beach house to daytime host and comedian Ellen De Generes for $12 million.

The four-bedroom, five-bathroom house built in 1920 for industrialist James Wigmore lists for $2,875,000.

A decorative cast stone entrance opens to this restored Spanish Colonial Revival-style house in Pasadena's South Orange Grove area. Built in 1920 for industrialist James Wigmore, the house retains such original details as coffered wood ceilings and arched doorways.

They don't believe they can sell their property for what it's worth, so they're spending money on making their homes more comfortable.

Do you fit any of these descriptions?

A biennial research report by the National Assn. of Realtors indicates that a handful of real estate agents and brokers and their clients either don't know the law or don't care to follow it.

When it comes to lawsuits, real estate agents and brokers tangle mostly among themselves.

The president aims to help about 3.5 million people with good credit who are unable to refinance at historically low rates because their homes are worth less than their mortgages.

 

The White House hopes to help millions of homeowners lower their monthly mortgage bill with a $5 billion to $10 billion plan to set up a streamlined refinancing program for people who are current on their payments.

The Standard & Poor's/Case-Shiller index of 20 large U.S. cities fell 1.3% in November from October as foreclosures continue to drag down the housing market.

Three straight months of home-price declines in the biggest U.S. cities showed that foreclosures remain a significant drag on a housing market that is entering its fifth year of deterioration.

L.A. Clipper Chris Paul may be quick down the court, but he moves pretty fast when it comes to buying multimillion-dollar real estate too.