FSBO Novel Preface

Preface

We are For Sale By Owners, "FSBOs." We spend our time trying to sell ourselves and others on what we are doing or what we want to believe. While knowledge is power, we are often victims of ignorance.

Most of us are outsiders. Outside of the narrow worlds that we occupy, we have only superficial understanding of the way most things really are. We fail to consider how people became like they are. What we see is not all that there is. Look at yourself. Why are you like this? Are you what other people think? Or, are you a lot more? Are you all good, or all bad? I doubt it! I believe we are all the products of the choices we have made. We can make new choices. We must gain knowledge with which we can make better decisions. It is my hope that you will enjoy a good read. In so doing, I pray you will glean some useful information, gain insider's awareness of elements that may affect you, and heed some of the warnings that are integrated in this book.

In FSBOs, evil gains entry when a housewife opens her door to strangers. Each has a personal interest at heart, derivative of individual experience and choices. We will visit some murky worlds that you may never have wanted to see, each owned or possessed by the character who has chosen to live there. While fictional, such lives do exist. The multiple storylines are tied together by a common plight, that of people who set out to sell either who they are or their homes by themselves. The villans are ignorance, greed, power, lust, self-service, and misguided belief systems. It is easy to say that, of such things, we are all victims.

Whether we like it or not, we are each owners of ourselves. Frequently, we are negatively affected by the consequences of our own poor choices. Sometimes, we are victims of the ruthless choices of others. Usually, there were warning signs which we ignored precipitating our tragedies. We went our own way, selling ourselves and others on what we wanted to believe, For Sale By Owners, "FSBOs".

If the proceeding "Preface" appeals to you, you might consider investing in a copy of the novel from which it was extracted.Or, you may read it free online at http://books.iuniverse.com/viewbooks.asp?isbn=0595287034&page=fm3

If you wish to comment, I encourage you to e-mail me.

Respectfully,
Russ

Russ Miles is author of the novel, For Sale By Owners:FSBO. A "Seasoned Real Estate NAR® Broker," disabled by Multiple Sclerosis, Russ writes books & articles on varied subjects, poetry and songs. Google russ miles.FOR SALE BY OWNERS:FSBO ISBN 0-595-28703-4,in trade paperback,is available by phone or Internet:1-800-Authors to order direct!Adobe e-book & hard cover editions also available at Amazon.com, at Barnes and Noble, and other fine booksellers.Comments: MilesRuss@Gmail.com.[Visit soulful-writer.com]

More than 40 states signed onto a proposed $25-billion deal with major mortgage servicers over faulty foreclosure practices. New York, Nevada and Delaware joined California in holding out for better terms.

More than 40 states signed onto a proposed $25-billion settlement with major mortgage servicers over faulty foreclosure procedures, but California, New York and other key states were still not among them.

California has until Monday to share in a multi-state deal with banks to obtain mortgage relief and reforms. Atty. Gen. Kamala Harris, who walked away from talks last year, says the door remains open.

With a Monday deadline at hand, California officials have resumed direct talks with the Obama administration about joining a multibillion-dollar, multi-state mortgage settlement with the nation's largest banks, a source said Sunday.

The talk show host pays $12 million for the 4,088-square-foot house with four bedrooms and four bathrooms. The ocean-view home sits on 1.26 bluff-top acres with beach access.

In one of the more talked-about transactions in town, actors Brad Pitt and Angelina Jolie have sold their Malibu beach house to daytime host and comedian Ellen De Generes for $12 million.

The four-bedroom, five-bathroom house built in 1920 for industrialist James Wigmore lists for $2,875,000.

A decorative cast stone entrance opens to this restored Spanish Colonial Revival-style house in Pasadena's South Orange Grove area. Built in 1920 for industrialist James Wigmore, the house retains such original details as coffered wood ceilings and arched doorways.

They don't believe they can sell their property for what it's worth, so they're spending money on making their homes more comfortable.

Do you fit any of these descriptions?

A biennial research report by the National Assn. of Realtors indicates that a handful of real estate agents and brokers and their clients either don't know the law or don't care to follow it.

When it comes to lawsuits, real estate agents and brokers tangle mostly among themselves.

The president aims to help about 3.5 million people with good credit who are unable to refinance at historically low rates because their homes are worth less than their mortgages.

 

The White House hopes to help millions of homeowners lower their monthly mortgage bill with a $5 billion to $10 billion plan to set up a streamlined refinancing program for people who are current on their payments.

The Standard & Poor's/Case-Shiller index of 20 large U.S. cities fell 1.3% in November from October as foreclosures continue to drag down the housing market.

Three straight months of home-price declines in the biggest U.S. cities showed that foreclosures remain a significant drag on a housing market that is entering its fifth year of deterioration.

L.A. Clipper Chris Paul may be quick down the court, but he moves pretty fast when it comes to buying multimillion-dollar real estate too.